Streamline the process of consolidating assets, buying and selling securities, and managing cash flow to cover expenses and pay taxes. Begin by learning how easy it is to open an account. Trust Account With a Trust Account, you can plan ahead and simplify the management and protection of your assets. Estate Account An Estate Account [...]

We can manage certain types of eligible 401(k) retirement accounts and the following types of retail Brokerage Accounts: Individual or joint tenants with rights of survivorship (JTWROS) taxable accounts. Traditional IRAs. Roth IRAs. Rollover IRAs. SEP IRAs Inherited IRAs Trust accounts Business Brokerage accounts SIMPLE IRAs Personal Defined Benefit Plans Company Retirement Accounts Custodial accounts [...]

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All portfolios are equal-weighted(unless otherwise stated). For the purpose of demonstration, all portfolios assume a starting balance of $10,000 U.S. Many Coire accounts have a minimum investment of $1,000 U.S. Portfolios with a launch date of fewer than 5 years are backtested. Trailing return and volatility are calculated as of the last full calendar [...]

The best way to compare Core accounts to mutual funds or ETFs is to think of Core as a selection of low-fee, tax-efficient, diversified sub-accounts that, when grouped together, have the potential to create an entire investment portfolio, but without the added expense fees, additional 12b-1 fees, or other related fees.1 Most importantly, Core [...]

A career in Asset Management offers professional opportunities to specialize in strategic investment planning, navigate complex financial landscapes, and engage deeply with diverse clientele. This field provides pathways for professional growth, financial stability, and significant client impact, making it both dynamic and rewarding.

In the realm of personal finance and wealth management, estate planning is often viewed with apprehension, a task to be deferred for the future. However, at Global Advisers, we assert that estate planning is a crucial pillar of financial strategy, especially for individuals with significant assets, those anticipating an inheritance, or recipients of a substantial [...]

In today's economic landscape, where the certainty of social security wanes and the apprehension over sufficient retirement savings escalates, effective financial planning has never been more crucial. At Global Advisers, we understand the complexities and concerns surrounding retirement planning. Our mission is to navigate you through these challenges with strategic advice and insights, ensuring a [...]

The joy of expecting a new child brings with it a wave of responsibilities, among which financial planning stands paramount. At Global Advisers, we recognize the significance of preparing for such a life-changing event and the complexities it introduces to financial planning. This article explores the challenges parents might face when planning for a new [...]

We provide expertly managed ESG (Environmental, Social, Governance) and Sustainable Investing Accounts, catering to investors who aim to effect positive environmental and social change through their investment choices. By allocating capital into companies, organizations, and funds committed to ethical practices, we strive to produce tangible social and environmental benefits in tandem with financial gains. This [...]

Protect and manage your trust accounts assets. Availability For estates of any size and for most kinds of trusts. Benefits and features Full brokerage account options make it easy to manage and protect the assets within your trust account after your passing. Easy account consolidation Helps prepare for the distribution of your assets after death [...]

Account fees and minimums We offer a comprehensive range of investment options to meet a wide variety of goals. Trust accounts Custodial Fees: Monthly service fees: $0 Account opening minimum: $0 Commissions: $0 online listed stock and ETF commissions Management Fees: Based on total household assets. Estate accounts Custodial Fees: Monthly service fees: $0 Account [...]

For investment and wealth management clients, the significance of disability insurance cannot be overstated, particularly as a preemptive measure to safeguard one’s income stream against the unpredictable eventuality of a disability or injury rendering them unable to work. While it's true that certain employers offer disability insurance as part of their benefits package, it's crucial [...]

Integrating your investment account with your bank account is a prudent strategy for investment and wealth management clients, facilitating seamless financial management. This linkage enables the swift and secure online transfer of funds between accounts via a protected platform, enhancing the efficiency of managing your investments and liquidity. Our checking account options are designed with [...]

Individual Retirement Accounts (IRAs) are pivotal in strategic financial planning, offering a less taxing avenue to secure one's future. Traditional and Roth IRAs, while both serving the purpose of facilitating retirement savings, diverge in their tax treatment, providing flexibility to cater to different financial situations and goals. Traditional IRAs offer tax-deferred growth, meaning contributions may [...]

Core Target Date retirement accounts embody a strategic investment approach tailored to align with a specific retirement year, making them an essential tool for investors aiming for a precise retirement timeline. These funds automatically adjust their asset allocation, transitioning from aggressive to more conservative investments as the target retirement date approaches. Initially, the focus is [...]

Financial emergencies, whether unexpected medical bills, job loss, or even day-to-day expenses like groceries or gas becoming unaffordable, can significantly impact an employee's financial stability and long-term savings goals. The importance of having accessible emergency savings has never been more apparent, especially as recent world events—from the pandemic to inflation—have brought to light the challenges [...]

Our firm delivers a comprehensive suite of financial planning services, addressing all facets necessary to manage and enhance your wealth effectively. Our financial planning encompasses a detailed strategy for retirement, education funding, budgeting, and cash flow management. We are dedicated to constructing a plan that is not only robust but also flexible, ensuring that it [...]

As the cost of higher education continues to rise, many students and families are seeking alternative methods to finance college education without the burden of substantial debt. At Global Advisers, we advocate for informed decision-making when it comes to planning for college expenses. This guide explores the option of military service as a pathway to [...]

Retirement marks a significant transition in life, accompanied by its set of financial challenges. At Global Advisers, we are dedicated to guiding our clients through the complexities of retirement planning, ensuring a smooth transition to a secure future. This article explores common problems associated with retiring and offers strategic advice for successful financial planning. Understanding [...]

Divorce can significantly impact one's financial stability and future financial planning. At Global Advisers, we emphasize the critical nature of effectively managing debts, keeping meticulous financial records, and continuously evaluating creditworthiness before, during, and after a divorce. This guide outlines the importance of these financial practices and provides strategic advice for navigating the financial complexities [...]

In the realm of retirement preparation, reliance on Social Security benefits alone presents a precarious foundation for financial security. At Global Advisers, our expertise lies in navigating the complexities of retirement planning, ensuring our clients achieve a secure and fulfilling retirement. This analysis explores the inherent problems of insufficient Social Security benefits and underscores the [...]

In the intricate journey of wealth management, understanding the nuances of probate and the transformative power of strategic estate planning stands as a cornerstone of safeguarding one’s financial legacy. At Global Advisers, we navigate our clients through the complexities of estate planning, emphasizing its critical role in avoiding the pitfalls of probate. This guide aims [...]

At Global Advisers, we're committed to helping small business owners navigate the complexities of payroll management, emphasizing the critical distinction and handling of payroll taxes and income taxes. A thorough understanding and diligent management of these taxes are paramount for the seamless operation of your business. Payroll Tax Essentials Payroll tax primarily funds Social Security [...]

While tuition fees are often the focal point of college expenses, several hidden costs can significantly impact a student's budget. At Global Advisers, we are committed to helping students and their families prepare for the full financial picture of college education. This guide aims to shed light on the less obvious expenses that accompany college [...]

The escalating costs of elderly care present a formidable challenge for many individuals as they approach retirement. At Global Advisers, our mission is to empower clients with the knowledge and strategies necessary to navigate their retirement years with confidence. This guide delves into the complexities of planning for elderly care costs and offers foundational strategies [...]

Marriage signifies not only a union of hearts but also a merging of financial lives. At Global Advisers, we understand that effective financial planning plays a pivotal role in building a strong foundation for marital harmony. This guide addresses common financial challenges faced by couples and offers strategic advice for achieving financial planning success, all [...]

At Global Advisers, we underscore the significance of establishing and nurturing good business credit for achieving sustained success and growth. Business credit not only reflects your company's financial responsibility and debt management skills but also enhances your ability to secure financing under favorable terms. Here’s a roadmap to laying a solid foundation for your business [...]

At Global Advisers, we believe in the transformative power of storytelling in business. A compelling brand story is not just a narrative; it's an essential tool that encapsulates your company's essence, values, and journey, connecting deeply with your audience. Here's how to articulate your brand story, ensuring it resonates and inspires. The foundation of a [...]

Embarking on a divorce can be one of life's most challenging transitions, especially when it comes to disentangling finances. At Global Advisers, we advocate for comprehensive preparation to navigate this process smoothly. This pre-divorce checklist is designed to help you organize your financial life and secure your financial future at each stage of your divorce. [...]

Retiring early is a dream for many, offering the allure of enjoying leisure and personal pursuits unfettered by the demands of a full-time career. However, without careful planning, retiring too early can lead to financial strain, affecting the quality and security of one's retirement years. At Global Advisers, we emphasize the importance of comprehensive retirement [...]

Access to capital is a critical component for starting and growing a small business. At Global Advisers, we understand the challenges small business owners face in securing the necessary funding to fuel their ventures. This article explores the hurdles in obtaining capital and offers strategic advice on how small businesses can address these challenges, with [...]

Changing jobs is a significant life event that not only impacts your professional path but also your financial landscape. At Global Advisers, we recognize the complexities this transition can bring and the importance of strategic financial planning to navigate it successfully. This guide aims to explore the financial challenges and opportunities that come with changing [...]

At Global Advisers, we're deeply committed to guiding small businesses through the critical aspect of managing cash flow. Efficient cash flow management not only secures your business's growth and stability but also fortifies your brand's reputation and customer relationships. Here are seven effective strategies to optimize your accounts receivable and ensure a robust cash flow. [...]

Divorce not only represents a significant emotional and personal upheaval but also introduces complex challenges in dividing property between spouses. At Global Advisers, we understand the intricacies of financial planning through life's transitions, including divorce. This guide delves into the problems associated with dividing property in a divorce, defines what constitutes property, and outlines solutions [...]

The pursuit of scholarships is a cornerstone of effective college tuition planning, offering a pathway to alleviate financial burdens associated with higher education. At Global Advisers, we recognize the transformative potential of scholarships and the importance of having a robust plan should scholarship applications not yield the desired results. This guide delves into strategies for [...]

In the sophisticated landscape of estate planning, creating a trust is a strategic move to manage and protect your assets. However, the effectiveness of this tool hinges on a crucial step often overlooked: properly funding the trust. At Global Advisers, we understand the intricate dynamics of estate planning and the potential pitfalls of improperly funding [...]

The onset of a major illness is not only a profound personal challenge but also a significant financial concern. At Global Advisers, we understand the dual impact of health crises and emphasize the importance of strategic financial planning to navigate these difficult times. This guide offers insights into the financial challenges posed by major illnesses [...]

Tax-loss harvesting stands out as a savvy strategy for investors seeking to minimize their tax liabilities.

At Global Advisers, we understand the complexities and challenges of preparing for the rising costs of college education. Our comprehensive financial planning services are tailored to help families and individuals navigate this crucial phase with confidence and ease.

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Videos Select a video topic Watch now Wealth Management Financial Planning Services Sustainable Investing Family Office Services Charitable Account Services The Wealth Channel [...]

Life Events Life’s journey is marked by memorable and transformative events that shape us. Life's journey is marked by memorable and transformative events that shape us. Financial planning is the compass guiding individuals and families through life's events, ensuring financial security and achieving meaningful goals. Get Started Discover Financial Planning at Global [...]

Divorce Planning Empower your fresh start with well-prepared divorce planning. Empower your fresh start with well-prepared divorce planning. Navigate your divorce with confidence. Our expert planning services provide clarity, security, and a path to a fresh start. Get Started Discover Divorce Planning at Global Advisers Our divorce planning services provide critical financial [...]

Divorce can significantly impact an individual's financial situation and retirement plans. At Global Advisers, we understand the complexities involved in disentangling finances during a divorce, especially concerning retirement savings and planning. This guide aims to address the challenges of adjusting retirement plans post-divorce and offers strategic advice for maintaining financial independence and security. The Impact [...]

The escalating costs of healthcare and the complexities of health insurance represent significant concerns for individuals approaching retirement. At Global Advisers, our commitment to client welfare extends beyond wealth accumulation to ensuring comprehensive financial preparedness, which includes navigating healthcare costs in retirement. This guidance delves into the strategies for managing medical expenses and making informed [...]

Estate Planning Preserving wealth and shaping your family’s financial future. Preserving wealth and shaping your family's financial future. Empower your financial legacy. Our services safeguard assets, reduce tax burden, and guarantee a seamless transfer to secure your family's future. Get Started Discover Estate Planning at Global Advisers Discover Estate Planning at [...]

Retirement Planning Securing Your Tomorrow, Today – Your Retirement Planning Partner. Securing Your Tomorrow, Today – Your Retirement Planning Partner. Solutions to help you optimize your retirement Get Started Discover Retirement Planning at Global Advisers Discover Retirement Planning at Global Advisers Retirement planning services offer a comprehensive approach to securing a [...]

College Planning Global Advisers College Planning – Empowering Dreams, Shaping Futures. College planning is the roadmap to a future where dreams become degrees. Explore our college planning services and learn more about how we can help you plan for college and beyond. Get Started Discover College Planning at Global Advisers Discover [...]

The thought of saving for college tuition is daunting. The afterthought of not saving for it can be devastating. Where we add value: Personalized College Savings Advice: Providing specialized, ongoing investment guidance tailored to your college saving goals. Long-Term Investment Approach: Advocating for a strategic, long-term investment strategy to accumulate funds for education. Dedicated College [...]

Health Savings Accounts(HSA) are one of the many ways you can manage health care costs. Where we add value: Tailored Healthcare Financial Guidance: Providing expert, ongoing advice customized to manage healthcare expenses effectively. Strategic Healthcare Cost Management: Developing strategies for healthcare cost management and insurance optimization. Comprehensive Financial Strategy for Healthcare: Incorporating health savings accounts [...]

The escalating costs of higher education present a daunting challenge for families across the spectrum. At Global Advisers, we recognize the anxieties parents face when planning for their children's college education, especially when they've had a late start. This comprehensive guide aims to explore the pitfalls associated with delayed savings for college tuition and [...]

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An investing account tailored to the unique needs of businesses, organizations, and family wealth.

Our easy-to-use investment calculators and retirement tools can help you strengthen your financial strategy

In a few simple steps, you can create a core account that is diversified, tax-efficient, and easy on your wallet.

Helping independent financial advisors and professionals serve clients and build their business

We help our clients pursue their financial goals through careful advice, astute investment management, and access to the capabilities and network of Global Advisers. You will be an important part of a highly collaborative and intellectually stimulating environment, and you will become part of a team that helps you succeed.

Tune in regularly for our podcast series, MoneyBriefings.com

You have a goal. We have an account to help you reach it. Learn more about IRA and Retirement, Brokerage, Small Business, UGMA and Custodial accounts, 529 Plans, and accounts for Trust and Estate Planning.

Investors shouldn’t have to trade performance for fees or value for trust.

Our investment philosophy entails many different types of strategies, all of which are designed to help our clients achieve their financial goals.

Global Advisers is committed to helping investors of all levels achieve investing success. We combine deep and broad expertise, global perspectives, and dedication to a long-term investing style that places investor interests first.

We believe capital benefits all of society. By doing the right thing, putting clients first, leading with innovative ideas, and committing to diversity and inclusion, we help our clients through the use of capital.

What if we told you that altruism is something that needs to be managed?

Our banking solutions include high-yield checking, savings, CDs, bill pay, home loans, and debit Mastercard© to help you manage and save your money.

Galleon Asset Management provides a low-fee investing option that covers all asset classes, sectors, and industries.

Your personal values matter. Does your investment account reflect them? Your investment portfolio should make a statement about your social and environmental views.

For businesses with excess capital, a business investment account allows you to invest in the global financial markets. You can select to manage the account yourself or apply for a professionally managed account.

Leverage sophisticated business, corporate, and executive services designed to help achieve your professional and personal financial goals.

Businesses have unique financial goals that require strategy, perseverance, and planning.

Low-fee investing options for businesses covering all asset classes, sectors, and industries.

Galleon Core accounts are for investors who seek a low-fee option to invest in the stock, bond, and commodity markets, and do not seek additional services such as financial or estate planning, wealth management services, managed philanthropy, or retirement planning. Investors in need of these types of services should contact us to talk about [...]

Keeping your costs under control – greater cost savings can help you build more wealth over time. Making investing more affordable for everyone- Galleon Core accounts combine 0.0% expense ratios with low management fees and 0.0% 12b-1 or other hidden fees. Expense ratios that are, on average, 100% lower than mutual funds or ETFs with comparable [...]

Asset classes represent different segments of the economy and the financial markets. For example, the taxable bond asset class is comprised of debt securities such as U.S. Government bonds and Corporate bonds, whereas the international equity asset class includes stocks of publicly traded companies that are not based in the United States. Similar to [...]

The new year saw new federal legislation (SECURE ACT 2.0) enacted to make it easier for retirement plan participants to save even more, and to make it easier for plan sponsors to offer plans.

Get help maintaining or updating your contact information, beneficiaries, bank accounts, and more. Your Custodian Is... Charles Schwab & Co., Inc. Login to your account follow these instructions For support, call 1-800-435-4000 Interactive Brokers, LLC Login to your account follow these instructions For support, call 1-866-694-2754, option #2

This article focuses on retirement tax strategy optimization, and why it’s important to think about how your different sources of income, such as Social Security, retirement, and other assets, interact.

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As 2022 draws to a close and preparations are made for the coming year, we have compiled a list of five strategies that can assist you in maximizing your savings, minimizing your tax burden.

Despite a very difficult economy, investors made a significant global philanthropic impact, donating billions of dollars to charitable causes worldwide. However, as we approach the end of the year, the globe is still fraught with difficulties.

Until 2023, if you’re under age 50, you can contribute up to $6,500 to one or more IRA accounts. If you are 50 or older, the limit is slightly higher ($7,500). *

Breaking into the investing world can be daunting. After all, it’s normal to hesitant when doing something new. But what to do when the market turns upside down?

Navigating the path to retirement might seem less straightforward without access to a 401(k) plan through your employer, particularly if you're navigating self-employment. Yet, there's a silver lining with a range of flexible savings options available to ensure your golden years are well-funded. Universal Savings Options for Everyone Traditional or Roth IRAs Both Traditional [...]

Incorporating philanthropy into your long-term financial planning is not just a noble endeavor; it also presents an opportunity for tax optimization. By crafting and annually revisiting a structured giving plan, you can achieve your philanthropic objectives more effectively while maximizing tax benefits. Here are five strategies I consistently recommend to my clients for more [...]

As tax season unfolds, the choice between a Roth IRA and a Traditional IRA remains a pivotal decision in retirement planning. Both IRAs offer unique benefits aimed at bolstering your retirement savings, albeit with distinct tax implications and contribution guidelines. Understanding these differences is essential for making an informed decision that aligns with your [...]

Our allocation models can determine how much you want to invest in stocks or bonds.

Explore our articles to learn more about investing, saving, and the financial markets.

Estate planning is crucial for ensuring your wishes are carried out and your legacy is protected. It involves creating legal documents to manage your assets upon death or incapacitation. While many consider a will to be the extent of estate planning, it can also encompass trusts, beneficiary designations for retirement accounts and life insurance [...]

When it comes to investing your own money, you shouldn’t have to tradeoff performance for fees or value for trust. Building a portfolio requires time, patience, and the right strategy. iCore, or Intelligent Core, provides a foundation to pursue specific investment goals.

Advice, unconflicted Access to the GlobalAdvisers.com Web site defined below is provided by Global Advisers (GA). For purposes of this agreement, “GA” shall mean Global Advisers, LLC. and its affiliates, and their officers, directors, managing directors, partners, and employees. The “GA Web site” shall mean the Web [...]

As our reliance on the internet and digital devices for business and personal use increases, so do opportunities for criminals seeking to steal information for financial gain.

Take some time to learn more about our solutions for individuals and businesses, including planning, investing, retirement, debt, cash flow, employee retention, and managed philanthropy.

Introduction to Roth IRAs A Roth IRA stands as a distinctive individual retirement account, fueled by post-tax income, presenting a pathway to tax-free growth and withdrawals in retirement. This form of IRA offers numerous advantages and considerations, including specific eligibility criteria. For those pondering the initiation of a Roth IRA, here are eight compelling [...]

Introduction As tax season draws near, it's an opportune moment to revisit some fundamental concepts such as capital gains, the differences between account types, and the strategy of tax loss harvesting. Whether you're a seasoned investor or new to the game, understanding these basics can help you navigate the tax season more effectively. At [...]

Introduction Approaching retirement heralds a time of change, particularly in how you manage your finances. Transitioning from saving to spending your hard-earned funds necessitates a strategic approach to ensure a comfortable and secure retirement. Here at Global Advisers, we're committed to guiding you through understanding the available income sources and strategies that can support [...]

Early Planning: A Head Start on College Savings While your toddler's third birthday might be more about balloons than bank accounts, starting a college fund can set the foundation for a bright academic future. Global Advisers emphasizes that beginning to save for college from an early age can lead to a significantly lower monthly [...]

Core account features are based on investor feedback. Things like fees, quality, and management came a close second to trust and relationships. We took all of these into consideration to create accounts that are tax-efficient, diversified, and easy on your wallet.

COVID-19 has reshaped our daily lives, profoundly impacting our financial well-being. A staggering 70% of Americans report a negative financial impact due to the pandemic. At Global Advisers, we're committed to supporting you through these tumultuous times, ensuring your retirement plans remain robust. Here's a look at how your financial life might have changed [...]

Navigating tax season can be a complex endeavor, but with a strategic approach, you can potentially reduce your investment tax burden and keep more earnings for your personal goals. Here's a streamlined guide offering actionable strategies to enhance tax efficiency across various stages of investment. 1. Opt for Tax-Efficient Investment Vehicles When selecting investments, [...]

At Global Advisers, you have options. You can partner with us and we will provide comprehensive advice and services for your wealth, money, and investments, or you can do it yourself. Either way, we are here to help you make informed decisions about your financial future.

Thank you for your interest in Global Advisers.