Individual Investing Account

An individual account is a standard brokerage account with only one owner. It allows the owner to trade stocks, bonds, ETFs, and more.

An individual account is a standard brokerage account with only one owner. It allows the owner to trade stocks, bonds, ETFs, and more.

Overview

An individual account is a standard brokerage account with only one owner. It allows the owner to trade stocks, bonds, ETFs, and more. You can also access powerful proprietary and third-party research, get 24/7 service and support, and trade your own account, or have your account managed by one of our wealth management professionals through our wholly-owned subsidiary, Galleon Wealth Management.

Details

Section 529 college savings plans are established by states under section 529(b)(A)(ii) of the Internal Revenue Code as “qualified tuition programs” through which individuals make investments for the purpose of accumulating savings for qualifying higher education costs of beneficiaries. Choices vary by individual plan and also by state, and may be limited. Details are available in the plan’s enrollment handbook.

Benefits

Tax advantages

  • Earnings grow tax-deferred
  • Distributions are tax-free
  • Gift and estate tax benefits

Minimum Investment

Account Minimums and Fees:

  • No income limitations
  • Contributions must be made in cash
  • Each state can establish their own minimums and maximums

Next Steps

If you know which account is right for you, open an account and complete the application. If you prefer to speak to us first, please schedule some time to discuss your investment goals and objectives.

Overview

529 Plans allow you to save for college while your money grows tax-deferred. Plans are designed to meet the needs of virtually every family and every budget. There is no minimum annual contribution required with a 529 Plan. Rules vary depending on your state of residence. Taxes and earnings are usually tax-deferred.

Details

Section 529 college savings plans are established by states under section 529(b)(A)(ii) of the Internal Revenue Code as “qualified tuition programs” through which individuals make investments for the purpose of accumulating savings for qualifying higher education costs of beneficiaries. Choices vary by individual plan and also by state, and may be limited. Details are available in the plan’s enrollment handbook.

Benefits

Tax advantages

  • Earnings grow tax-deferred
  • Distributions are tax-free
  • Gift and estate tax benefits

Education Savings Accounts

Account Minimums and Fees:

  • No income limitations
  • Contributions must be made in cash
  • Each state can establish their own minimums and maximums

Next Steps

If you know which account is right for you, open an account and complete the application. If you prefer to speak to us first, please schedule some time to discuss your investment goals and objectives.
Overview

Overview

529 Plans allow you to save for college while your money grows tax-deferred. Plans are designed to meet the needs of virtually every family and every budget. There is no minimum annual contribution required with a 529 Plan. Rules vary depending on your state of residence. Taxes and earnings are usually tax-deferred.
Details

Details

Section 529 college savings plans are established by states under section 529(b)(A)(ii) of the Internal Revenue Code as “qualified tuition programs” through which individuals make investments for the purpose of accumulating savings for qualifying higher education costs of beneficiaries. Choices vary by individual plan and also by state, and may be limited. Details are available in the plan’s enrollment handbook.
Benefits

Benefits

Tax advantages

  • Earnings grow tax-deferred
  • Distributions are tax-free
  • Gift and estate tax benefits

Minimum Investment

Education Savings Accounts

Account Minimums and Fees:

  • No income limitations
  • Contributions must be made in cash
  • Each state can establish their own minimums and maximums

Next Steps

Next Steps

If you know which account is right for you, open an account and complete the application. If you prefer to speak to us first, please schedule some time to discuss your investment goals and objectives.

College & Education Planning

Are you planning to help your children, grandchildren or another child close to you with their education expenses? Or thinking of taking classes yourself? There are many options to help you achieve this goal. We suggest taking some time to think critically about the future costs, which includes more than the cost of tuition.

529 Plans

529 Plans allow you to save for college while your money grows tax-deferred. Plans are designed to meet the needs of virtually every family and every budget.

Education Savings Account

The Coverdell ESA is a savings plan created to help pa for students’ qualified educational expenses including books, tution, uniforms, and more.

Custodial Accounts

With a custodial account, a minor can own cash or securities that are controlled by a custodian until he or she meets the age of majority.

Life Events

Whether you’re getting married, having a baby, saving for college, reaching retirement, reaching a major milestone, or going through a major life event, you need to plan for it. Galleon Financial Planning works closely with each client to develop a plan that makes sense.

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