There are two types of joint accounts.

A Joint Tenants with Right of Survivorship (JTWROS) account, which has two or more account owners, with each person having an undivided interest in the entire property. Upon the death of one account owner, the remaining account holder(s) retain(s) the rights to the entire account.

There is also a Tenants in Common (TIC) account, which has two or more account owners with each person owning a specified percentage of the entire property. Upon the death of one of the account owners, that person’s estate holds the right to their percentage of the account. Non-resident aliens are not eligible for this account type.

If you are unsure which type is right for your specific situation, contact us and we’ll guide you through the entire process.

There is no-minimum funding required to open an account. However, in order to receive Galleon Flagship Services, the following minimums apply.

Account StructureMinimum to Open (US)Service Level
Asset Management$50,000Premium Select
Wealth Management$100,000Galleon Flagship Gold
Private Wealth Management$1,000,000Galleon Flagship Platinum

Global Advisers Investment Services

Interested in our services? Speak with a financial professional.


Ext — 1402

Monday – Friday 8 a.m. to 8 p.m.
Saturday 10 a.m. to 4 p.m.
Eastern time

Galleon Flagship Estate Account

Manage and distribute an estate’s assets, including consolidating assets and accessing cash to pay taxes or cover expenses.

Business Planning

For many people, owning their own business is an American dream. But managing your own business takes a lot more than hard work. You need a financial plan…

Galleon Flagship Trust Account

A Trust account allows the account owner to transfer assets to one or more recipients, called trustees, who hold legal title to the transferred assets and manage…

Financial Planning

Global Advisers develops professional financial plans for our clients to help them meet their financial needs today, and also plan for future goals.

Life Events

As time goes on, and you achieve certain milestones, your financial life changes along with other aspects of your life. These changes affect both you and …

Estate Planning

It’s never too early to begin thinking about your legacy or to design your estate plan. Your legacy transcends money — it also encompasses your values. A plan …

US citizens living anywhere in the world and US resident aliens may open cash or margin Individual Retirement Accounts (IRAs).

IRA margin accounts allow trading so the account can be fully invested as well as the ability to trade multiple currencies and multiple currency products, but are subject to the following limitations:

  • No cash borrowing (i.e. cannot have a debit balance or short stocks).
  • IRA accounts may be opened in any base currency, but when trading in a non-base currency product, a currency trade must be executed first as you cannot borrow currencies.
  • Withdrawals are permitted only in USD.*
  • No stock or option cross-margining.
  • No currency borrowing.
  • Futures trading in an IRA margin account is subject to substantially higher margin requirements than in a non-IRA margin account. Margin rates in an IRA margin account may meet or exceed three times the overnight futures margin requirement imposed in a non-IRA margin account.

Customers are advised to consult with their adviser and tax specialist for further details on IRA rules and regulations.
Residents of Canada may not open Individual Retirement Accounts.