Managing multiple retirement accounts at different institutions can be cumbersome. Consider consolidating your assets with a 401k rollover to an IRA and make managing your retirement easier and more convenient. You’ll appreciate the same tax-deferred benefits from a Traditional IRA, and you’ll be able to view all your accounts from one, simple login. In addition, your investment or wealth manager will be able to provide better insight into your overall financial condition, and manager your assets more effectively. Once your 401k or 403b has transferred to Global Advisers, it becomes an important part of your overall estate planning. The benefits are the same as those for a Traditional IRA.

Transferring your old retirement account to Global Advisers is not your only option.

 Option 1:
Option 2:
Option 3:
Features & Investments
Roll Over to a Galleon IRA

Roll Over to New Workplace Plan

Stay in Old Workplace Plan
What are my investment choices? Wide Range of Options

Invest in your choice of mutual funds, stocks, bonds, ETFs, and FDIC-insured CDs


Varies by Plan

Your options are limited by your plan's investment choices. Some plans may include lower-priced investments.


Varies by Plan

Your options are limited by your plan's investment choices. Some plans may include lower-priced investments.


Can I consolidate retirement accounts? Yes

You may move both 401(k)s and IRAs to Global Advisers in order to consolidate and simplify your financial life.


Varies by Plan

If your plan allows, you may combine your old and new 401(k)s, as well as any IRAs, in a single account.


Varies by Plan

If your plan allows, you may combine your old and new 401(k)s, as well as any IRAs, in a single account.


Can I continue tax-deferred contributions? Yes1Yes2No
Fees, Expenses & Taxes
Are taxes deferred on any growth? Yes1 YesYes
What if I hold appreciated employer stock in my plan?
Special tax treatment may be available for your stock ("Net Unrealized Appreciation"). Consult your tax advisor for more information.

Will I pay annual maintenance fees? No
With a Galleon IRA, you pay no annual maintenance fees.*
Varies by Plan Varies by Plan
Loans & Withdrawals
Can I take a loan from the account? NoNoNo
Can I withdraw penalty-free for a qualifying first home purchase or college expenses? YesNoNo
Can I withdraw penalty-free at age 55? NoYesNo
Are my assets protected from creditors?
Federal protection applies, but state law varies4

YesYes

Global Advisers Retirement Services

Interested in our services? Speak with a financial professional.

800-832-8514


Ext — 1380


Monday – Friday 8 a.m. to 8 p.m.
Saturday 10 a.m. to 4 p.m.
Eastern time

Retirement Solutions

Our approach takes the stress out of planning for retirement. Learn how our retirement strategies helped others to live life on their terms.

Retirement Planning

Mostly everyone dreams of a comfortable, secure, and meaningful retirement. This requires a stable income stream, less exposure to financial risks, and …

401k and 403b Rollovers

Managing multiple retirement accounts at different institutions can be cumbersome. Consider consolidating your assets with a 401k rollover to an IRA and make managing your retirement easier and more convenient. You’ll appreciate the same tax-deferred benefits from a Traditional IRA, and you’ll be able to view all your accounts from one, simple login. In addition, your investment or wealth manager will be able to provide better insight into your overall financial condition, and manager your assets more effectively. Once your 401k or 403b has transferred to Global Advisers, it becomes an important part of your overall estate planning. The benefits are the same as those for a Traditional IRA.
Transferring your old retirement account to Global Advisers is not your only option.
 Option 1:
Option 2:
Option 3:
Features & Investments
Roll Over to a Galleon IRA

Roll Over to New Workplace Plan

Stay in Old Workplace Plan
What are my investment choices? Wide Range of Options

Invest in your choice of mutual funds, stocks, bonds, ETFs, and FDIC-insured CDs


Varies by Plan

Your options are limited by your plan's investment choices. Some plans may include lower-priced investments.


Varies by Plan

Your options are limited by your plan's investment choices. Some plans may include lower-priced investments.


Can I consolidate retirement accounts? Yes

You may move both 401(k)s and IRAs to Global Advisers in order to consolidate and simplify your financial life.


Varies by Plan

If your plan allows, you may combine your old and new 401(k)s, as well as any IRAs, in a single account.


Varies by Plan

If your plan allows, you may combine your old and new 401(k)s, as well as any IRAs, in a single account.


Can I continue tax-deferred contributions? Yes1Yes2No
Fees, Expenses & Taxes
Are taxes deferred on any growth? Yes1 YesYes
What if I hold appreciated employer stock in my plan?
Special tax treatment may be available for your stock ("Net Unrealized Appreciation"). Consult your tax advisor for more information.

Will I pay annual maintenance fees? No
With a Galleon IRA, you pay no annual maintenance fees.*
Varies by Plan Varies by Plan
Loans & Withdrawals
Can I take a loan from the account? NoNoNo
Can I withdraw penalty-free for a qualifying first home purchase or college expenses? YesNoNo
Can I withdraw penalty-free at age 55? NoYesNo
Are my assets protected from creditors?
Federal protection applies, but state law varies4

YesYes

Global Advisers Retirement Services

Interested in our services? Speak with a financial professional.

800-832-8514


Ext — 1380


Monday – Friday 8 a.m. to 8 p.m.
Saturday 10 a.m. to 4 p.m.
Eastern time

Retirement Solutions

Our approach takes the stress out of planning for retirement. Learn how our retirement strategies helped others to live life on their terms.

Retirement Planning

Mostly everyone dreams of a comfortable, secure, and meaningful retirement. This requires a stable income stream, less exposure to financial risks, and …

US citizens living anywhere in the world and US resident aliens may open cash or margin Individual Retirement Accounts (IRAs).

IRA margin accounts allow trading so the account can be fully invested as well as the ability to trade multiple currencies and multiple currency products, but are subject to the following limitations:

  • No cash borrowing (i.e. cannot have a debit balance or short stocks).
  • IRA accounts may be opened in any base currency, but when trading in a non-base currency product, a currency trade must be executed first as you cannot borrow currencies.
  • Withdrawals are permitted only in USD.*
  • No stock or option cross-margining.
  • No currency borrowing.
  • Futures trading in an IRA margin account is subject to substantially higher margin requirements than in a non-IRA margin account. Margin rates in an IRA margin account may meet or exceed three times the overnight futures margin requirement imposed in a non-IRA margin account.

Customers are advised to consult with their adviser and tax specialist for further details on IRA rules and regulations.
Residents of Canada may not open Individual Retirement Accounts.