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Asset Allocation Models
110+
Core accounts
Our Asset Allocation Models
Our Firm
These allocation models can determine how much you want to invest in stocks or bonds. Our models portray some common different goals-based investment strategies. Keep in mind that there’s no correct or incorrect model, so it’s important to pay close attention to what feels best for your goals and risk tolerance.
Flagship Services: for wealth management clients, we also offer custom, on-demand asset allocation models which include detailed analysis, custom benchmarking, periodic contribution or withdrawal cashflows scenarios, and private client portfolio rebalancing strategies.
Growth
A growth portfolio consists of mostly stocks expected to appreciate, taking into account long-term potential and potentially large short-term price fluctuations. An investor seeking this portfolio has a high-risk tolerance and a long-term investment time horizon. Generating current income isn’t a primary goal.
70% Stocks | 30% Bonds
| Portfolio Performance (Jan 1987 - Dec 2021) | |
| Initial Balance (hypothetical) | $10,000 |
| End Balance | $259,277 |
| End Balance (inflation-adjusted) | $102,761 |
| Annualized return | 9.75% |
| Annualized return (inflation-adjusted) | 6.88% |
| Best year | 30.50% |
| Worst year | -24.41% |
| Stock Market Correlation (risk) | 0.99 |
80% Stocks | 20% Bonds
100% Stocks
Balanced
A balanced portfolio invests in both stocks and bonds to reduce potential volatility. An investor seeking a balanced portfolio is comfortable tolerating short-term price fluctuations, is willing to tolerate moderate growth, and has a mid- to long-range investment time horizon.
40% Stocks |60% Bonds
| Portfolio Performance (Jan 1987 - Dec 2021) | |
| Initial Balance (hypothetical) | $10,000 |
| End Balance | $259,277 |
| End Balance (inflation-adjusted) | $102,761 |
| Annualized return | 9.75% |
| Annualized return (inflation-adjusted) | 6.88% |
| Best year | 30.50% |
| Worst year | -24.41% |
| Stock Market Correlation (risk) | 0.99 |
50% Stocks | 50% Bonds
60% Stocks | 40% Bonds
Income
An income portfolio consists primarily of dividend-paying stocks and coupon-yielding bonds. If you’re comfortable with minimal risk and have a short- to midrange investment time horizon, this approach may suit your needs. Keep in mind, that depending on the account, dividends and returns can be taxable.
