Banking Solutions

Our banking solutions include high-yield checking, savings, CDs, bill pay, home loans, and debit Mastercard© to help you manage and save your money.

Banking and Lending

In today’s busy world, it makes sense to conduct your banking and investing all in one place. We work to help you build a strategy not only for investing, but for banking, saving, and other types of regular financial transactions. No matter which custodian you select, you can enjoy online management of your money, including ACH or bank wires and transfers, mobile deposits, and bill pay. Managing your assets has never been easier. Our advisory services do not end with your investments. When you need some guidance on best practices for managing other assets such as cash, checking, or bill pay services, we can help with the decision-making process. Link checking and savings accounts, or a debit Mastercard© to your investment accounts. Mobile check deposits, bill pay, and no ATM fees.

Our banking solutions include high-yield checking, savings, CDs, bill pay, home loans, and debit Mastercard© to help you manage and save your money.

Explore our banking solutions and services

High-Yield Checking and Savings

Linking your investment account to your bank account makes sense. It allows you to move money safely and quickly online through a secure platform. Checking accounts includes no fees and no minimum balance requirements. Savings accounts are FDIC-insured for up to $250,000. Talk to your advisor about which of our custodians offer linked accounts.

Home Lending

Whether you’re purchasing a home, refinancing your mortgage, or taking advantage of your home’s equity for the first time, there’s a mortgage solution that is right for you. Home lending solutions provide complete service, total convenience, and the value of working with leading mortgage banks.

Certificates of Deposit

We support two different types of CDs: bank or brokerage. Bank CDs are bank deposits that pay a stated amount of interest for a specified period of time and promise to return your money on a specific date. They are federally insured and issued by banks and savings-and-loans institutions. Brokerage CDs are not FDIC insured and are subject to the credit risk of the issuing bank but usually offer higher yields.

Debit Card

Borrow on demand at rates lower than credit cards, personal loans, or home equity lines of credit. Connect with the mobile app to all of your qualified investment accounts, and use it with Google Pay, Apple Pay, or Samsung Pay. No monthly fees or late fees.

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where to begin

1. We only recommend checking accounts that have no account maintenance or activity fees. Fees may be assessed for additional services such as custom check orders, outgoing wires, or rush delivery. All fees are charged by the custodian. Global Advisers charges no fees for any checking or savings accounts. Funds deposited at the custodian are insured, in aggregate, up to $250,000 based on account ownership type, by the Federal Deposit Insurance Corporation (FDIC).

2. Global Advisers is not a bank, nor is it affiliated with any bank. We provide banking information for our clients for informational purposes only. Clients are not required to open a checking or savings account with any of our custodians.

3. ATM fees are determined by the custodian and are subject to change without notice.

4. If you use your Card to withdraw foreign currency from an ATM, or to pay for a purchase with foreign currency, Schwab Bank charges your account for the U.S. dollar equivalent of the transaction. Depending on the specific arrangements that are in place, the exchange rate will be determined by the bank at which you conduct the transaction, the network to which the ATM belongs, or Visa.

5. APY is determined by the custodian.

6. Login security and software are developed and maintained by the custodian.

7. Account security and related software are provided and maintained by the custodian.

8. All mobile apps and related software are developed, provided, and maintained by the custodian. Mobile app features are subject to change without notice.

9. Use of your card through a mobile wallet is subject to the terms and conditions Account Agreement between you and the custodian.

10. Global Advisers clients are not required to open a checking or savings account with any custodian. We do not earn any fees or commissions on any banking products other than brokerage CDs (certificates of deposits). We include banking and checking services within the broader scope of financial planning because we believe it will be beneficial to most investors.