FAQ Categories: Retirement Plans - Step by Step Guide

  • Annual Review & Optimization

    Each year, we assess plan health, participation, contribution rates, fees, and overall effectiveness. If your business grows, we adjust accordinglyโ€”helping your plan evolve with you.

  • Ongoing Management

    We support your plan year-round with: โ€ข Contribution monitoring โ€ข Eligibility reviews โ€ข Compliance checks โ€ข Plan updates and amendments โ€ข Coordination with your CPA or payroll team

  • Employee Onboarding

    We deliver educational materials and offer live or virtual sessions to help your employees enroll, understand their options, and make informed decisions. We also provide ongoing participant support.

  • Investment Lineup & Platform

    We provide a curated investment menu based on research-driven models, low-cost options, and, if desired, values-based portfolios. Our platform is conflict-freeโ€”no proprietary funds, ever.

  • Setup & Documentation

    We handle all paperwork, onboarding, and regulatory filings. This includes plan documents, account creation, payroll integration, and notices to employees. You remain in control, but we do the heavy lifting.

  • Discovery & Plan Design

    We begin with a brief strategy session to understand your business, goals, and employee structure. Based on this, we help you choose the right plan typeโ€”401(k), SEP, SIMPLE IRA, or Defined Benefitโ€”and design the contribution structure.