Our Debt Management Service is designed for individuals and families who are struggling with how to replacing high-interest debt with low-interest loans, which can help reduce costly finance charges. We work closely with you to create a strategy that works with your lifestyle. The program helps you track expenses each month—and identify areas where you can cut back and save.

Setting up automatic systems for monthly payments can challenge your budget and make it difficult to stay on track. And, high interest rates and lengthy repayment terms can make it impossible to wipe out debt quickly. Do these types of challenges have you worried about your financial well-being? If so, you’re not alone. The average debt per U.S. household is more than $135K.

 Average debt per U.S. householdTotal debt by all U.S. consumers
Credit cards (revolving)**$6,929$420.22 billion
Mortgages$184,417$9.14 trillion
Auto loans$28,033$1.27 trillion
Student loans$47,671$1.44 trillion
Any type of debt*$135,768$13.51 trillion
If you fall into any of these categories, don’t be discouraged. It is possible to regain confidence in your financial future. The first step is to create a plan that will help you payoff debt, swap high-interest debt for lower-cost loans—especially credit cards—and focus on paying down these accounts to get ahead of the debt curve.

Global Advisers Investment Services

Interested in our services? Speak with a certified financial professional.


Ext — 1402

Monday – Friday 8 a.m. to 8 p.m.
Saturday 10 a.m. to 4 p.m.
Eastern time

Life Events

As time goes on, and you achieve certain milestones, your financial life changes along with other aspects of your life. These changes affect both you and …

Retirement Planning

Planning for your retirement goes beyond your future financial needs. Other important factors include your health and well-being, emotional readiness, lifestyle, and personal preferences, all of which require careful planning. Mostly everyone dreams of a comfortable, secure, and meaningful retirement. This requires a stable income stream, less exposure to financial risks, and being prepared for the unexpected. We suggest you begin by envisioning what these factors will look like when you retire.