Fixed-income securities generally offer less volatility than stocks and can help you diversify your investment portfolio. Whether you’re a growth-oriented investor or you are seeking a steady stream of income, your financial adviser and wealth manager have direct access to a broad array of fixed-income products that they will use to build and manage your portfolio.
Bonds & Fixed Income
When you invest in fixed-income securities, you are making a loan in exchange for a promise of receiving interest or dividend payments and the return of your principal at the end of the security’s term. Bonds issued by the U.S. government are guaranteed as to the timely payment of principal and interest if held to maturity; other bonds are not guaranteed and carry varying degrees of credit risk. Your investment team will analyze risk based on your goals and objectives. They have constant direct market access to US and European corporate bonds, US government securities, US Municipal bonds, non-US Sovereign bonds in Asia and Europe, fixed income futures and fixed income options. Fixed-income securities are also subject to interest rate risk.
Asset Allocation ▸
Our wealth and portfolio managers seek to create value through long-term strategic benchmark asset allocations and security selection.
IRA margin accounts allow trading so the account can be fully invested as well as the ability to trade multiple currencies and multiple currency products, but are subject to the following limitations:
- No cash borrowing (i.e. cannot have a debit balance or short stocks).
- IRA accounts may be opened in any base currency, but when trading in a non-base currency product, a currency trade must be executed first as you cannot borrow currencies.
- Withdrawals are permitted only in USD.*
- No stock or option cross-margining.
- No currency borrowing.
- Futures trading in an IRA margin account is subject to substantially higher margin requirements than in a non-IRA margin account. Margin rates in an IRA margin account may meet or exceed three times the overnight futures margin requirement imposed in a non-IRA margin account.
Customers are advised to consult with their adviser and tax specialist for further details on IRA rules and regulations.
Residents of Canada may not open Individual Retirement Accounts.