OUR SOLUTIONS

FOR SMALL BUSINESSES
Employee-retention solutions for your small business.

401(k) for Small Businesses

At-A-Glance

Galleon’s 401(k) plans for small businesses through the Client Access Portal can help you offer competitive benefits to your employees.

*Small business owners who offer 401k plans experience higher employee retention rates.

Galleon Small Business Retirement Planning

Galleon 401k

Galleon 401(k) for Small Businesses

Galleon’s 401(k) plans for small businesses can help you offer competitive benefits to your employees.

Attract and keep qualified employees
Offering a retirement plan is a smart way to help level the professional playing field between your small business and larger companies. A good retirement plan can help you:

  • Attract talented people in today’s challenging job market.
  • Retain valuable employees who want retirement options in their benefits package.
  • Enjoy tax advantages that may be available to you as an employer offering the plan.

Plan features

May be appropriate for Public and private companies with more than 20 employees
Tax benefitsFor employees: Tax-deferred growth potential and pre-tax contributions
For employers: Tax-deductible contributions
FeesVary by plan
Key advantagesFlexible plan design
Online access to accounts through Client Access Portal
Wide range of mutual fund options
Clearly communicated administrative fees and competitive average expense ratios
Available featuresEmployer matching contributions
Participant loans
Administrative responsibilitiesFiling of IRS Form 5500
Special IRS testing to ensure plan does not favor highly compensated employees
Various employee notices regarding distributions and other events
WithdrawalsVary by plan
Investment optionsBroad range of investments from which to choose
Support and guidanceAccess to our tools, resources, and experience to help simplify choosing, administering and measuring your 401(k) plan
Communication and education programs to help drive retirement readiness

SEP IRA: Simplified Employee Pension Plan

At-A-Glance

Simplified Employee Pension Plans (SEP IRAs) help self-employed individuals and small-business owners get access to a tax-deferred benefit when saving for retirement. And there are no account fees or minimums to open.
401(k) Plans

401(k) for Small Businesses

At-A-Glance

Galleon’s 401(k) plans for small businesses through the Client Access Portal can help you offer competitive benefits to your employees.

*Small business owners who offer 401k plans experience higher employee retention rates.

Galleon Small Business Retirement Planning

Galleon 401k

Galleon 401(k) for Small Businesses

Galleon’s 401(k) plans for small businesses can help you offer competitive benefits to your employees.

Attract and keep qualified employees
Offering a retirement plan is a smart way to help level the professional playing field between your small business and larger companies. A good retirement plan can help you:

  • Attract talented people in today’s challenging job market.
  • Retain valuable employees who want retirement options in their benefits package.
  • Enjoy tax advantages that may be available to you as an employer offering the plan.

Plan features

May be appropriate for Public and private companies with more than 20 employees
Tax benefitsFor employees: Tax-deferred growth potential and pre-tax contributions
For employers: Tax-deductible contributions
FeesVary by plan
Key advantagesFlexible plan design
Online access to accounts through Client Access Portal
Wide range of mutual fund options
Clearly communicated administrative fees and competitive average expense ratios
Available featuresEmployer matching contributions
Participant loans
Administrative responsibilitiesFiling of IRS Form 5500
Special IRS testing to ensure plan does not favor highly compensated employees
Various employee notices regarding distributions and other events
WithdrawalsVary by plan
Investment optionsBroad range of investments from which to choose
Support and guidanceAccess to our tools, resources, and experience to help simplify choosing, administering and measuring your 401(k) plan
Communication and education programs to help drive retirement readiness
SEP IRA

SEP IRA: Simplified Employee Pension Plan

At-A-Glance

Simplified Employee Pension Plans (SEP IRAs) help self-employed individuals and small-business owners get access to a tax-deferred benefit when saving for retirement. And there are no account fees or minimums to open.

Business Investing

Our Business Investing Solutions involves a hand-free managed account with one purpose—to help you achieve long-term business success through investing …

Services for Businesses

The services we provide to our business clients focus on creating cash flow, providing investment advice, portfolio management, and administration of company retirement plans…

Business Planning

For many people, owning their own business is an American dream. But managing your own business takes a lot more than hard work. You need a …

Retirement Planning

Planning for your retirement goes beyond your future financial needs. Other important factors include your health and well-being, emotional readiness, lifestyle, and personal preferences, all of which require careful planning. Mostly everyone dreams of a comfortable, secure, and meaningful retirement. This requires a stable income stream, less exposure to financial risks, and being prepared for the unexpected. We suggest you begin by envisioning what these factors will look like when you retire.

SEP IRA & Small Business Plans

High contribution limits plus simple set up and low cost might make this plan work for small businesses with variable cash flows. Our solutions team works with you to help maximize your retirement plan for you and your employees.
Solutions

When it comes to your wealth, the answers to your questions could be your most valuable asset.

From the first conversation you have with one of our investment managers, we address risk, goals, and other concerns pertaining to your particular situation. We are clear on the fees we charge, where your money is invested, and how your investments are performing.