[vc_row full_width=”stretch_row” full_height=”yes” equal_height=”yes” content_placement=”middle” parallax=”content-moving” parallax_image=”142051″ css_animation=”fadeIn” el_id=”wwd” el_class=”row-a” css=”.vc_custom_1665326179559{padding-top: 150px !important;padding-bottom: 100px !important;}”][vc_column][vc_row_inner][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″][bsf-info-box icon_size=”32″ icon_animation=”fadeIn” title=”Insurance and Annuities” pos=”square_box” el_class=”wwd-message” title_font=”font_family:Lato|font_call:Lato|variant:700″ title_font_style=”font-weight:700;” desc_font=”font_family:Lato|font_call:Lato” title_font_color=”#ffffff” desc_font_color=”#ffffff”]

When appropriate for your specific situation, we provide access to industry-leading insurance providers who can help you establish the correct type of insurance for your needs.

[/bsf-info-box][/vc_column_inner][vc_column_inner width=”1/6″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” css_animation=”fadeIn” bg_type=”bg_color” el_id=”r1″ el_class=”wm” bg_color_value=”#f4f4f4″ css=”.vc_custom_1665490646982{background-color: #f4f4f4 !important;}”][vc_column css=”.vc_custom_1660137190496{margin: 0px !important;padding: 0px !important;}”][ult_tab_element tab_style=”Style_6″ tab_animation=”Fade” tab_title_color=”#ffffff” tab_background_color=”#3b78b5″ tab_hover_title_color=”#ffffff” tab_hover_background_color=”#125496″ acttab_title=”#ffffff” acttab_background=”#0c1621″ tabs_border_radius=”0″ shadow_color=”rgba(12,22,33,0.01)” disp_icon=”Disables” resp_type=”Accordion” main_heading_font_family=”font_family:Lato|font_call:Lato” desc_font_family=”font_family:Lato|font_call:Lato” tab_css=”padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;” title_font_size=”desktop:24px;” el_class=”pwm-tour”][single_tab title=”Overview” tab_id=”overviewd72f-66ca” ul_sub_class=”fp-overview-tab”][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”service-desc-row-1″ css=”.vc_custom_1661704449609{background-color: #f4f4f4 !important;}”][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][vc_column_inner el_class=”inner-row-wm-p” width=”2/3″ css=”.vc_custom_1663823933129{background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][bsf-info-box icon_size=”32″ title=”Insurance and Annuities” pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492620285{padding-bottom: 0px !important;}”][/bsf-info-box][bsf-info-box icon_size=”32″ pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492655380{padding-top: 0px !important;}”]When appropriate for your specific situation, we provide access to industry-leading insurance providers who can help you establish the correct type of insurance for your needs. Flagship clients can access a broad range of insurance choices that are important for successful estate, retirement, and life planning.
[/bsf-info-box][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][/vc_row_inner][/single_tab][single_tab title=”Life” tab_id=”checking-and-savingsd72f-66ca” ul_sub_class=”hp-fp-tab”][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”service-desc-row-1″ css=”.vc_custom_1661704449609{background-color: #f4f4f4 !important;}”][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][vc_column_inner el_class=”inner-row-wm-p” width=”2/3″ css=”.vc_custom_1663823933129{background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][bsf-info-box icon_size=”32″ title=”Life Insurance” pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492279163{padding-bottom: 0px !important;}”][/bsf-info-box][bsf-info-box icon_size=”32″ pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492318425{margin-bottom: 0px !important;padding-bottom: 0px !important;}”]Life insurance is an important estate planning tool. It allows you to protect your income and leave significant wealth to your heirs. Depending on the size of your estate, you can use life insurance to leave a tax-free inheritance to your beneficiaries. Life insurance can also eliminate inheritance inequities, provide financial support for special-needs heirs, and provide you with a greater level of financial security.[1][/bsf-info-box][vc_btn title=”Learn more” style=”outline” shape=”round” color=”black” align=”center” css=”.vc_custom_1665492355090{padding-left: 35px !important;}” link=”url:https%3A%2F%2Fglobaladvisers.com%2Fwhat-we-do%2Fproducts-and-services%2Finsurance%2Flife-insurance%2F|title:Life%20Insurance”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][/vc_row_inner][vc_row_inner disable_element=”yes” css=”.vc_custom_1665491386207{margin-bottom: 0px !important;padding-bottom: 0px !important;background-color: #f4f4f4 !important;}” el_class=”inner-row-pwm”][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″ css=”.vc_custom_1661491053104{background-color: #f4f4f4 !important;}”][vc_basic_grid post_type=”ids” gap=”35″ item=”140812″ grid_id=”vc_gid:1665496426557-b00bbb14-4cf8-1″ el_class=”post-bg” include=”123196, 127828, 134478, 127827″][/vc_column_inner][vc_column_inner width=”1/6″][/vc_column_inner][/vc_row_inner][/single_tab][single_tab title=”Disability” tab_id=”home-lendingd72f-66ca” ul_sub_class=”hp-fp-tab”][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”service-desc-row-1″ css=”.vc_custom_1661704449609{background-color: #f4f4f4 !important;}”][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][vc_column_inner el_class=”inner-row-wm-p” width=”2/3″ css=”.vc_custom_1663823933129{background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][bsf-info-box icon_size=”32″ title=”Disability Insurance” pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” desc_font_size=”desktop:22px;” title_font_size=”desktop:40px;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492674418{padding-bottom: 0px !important;}”][/bsf-info-box][bsf-info-box icon_size=”32″ pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492516536{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”]Disability insurance matters a great deal if you become unable to work due to a disability or an injury. Although some employers provide disability insurance, the amount of coverage is often insufficient to cover regular living expenses.[1][/bsf-info-box][vc_btn title=”Learn more” style=”outline” shape=”round” color=”black” align=”center” css=”.vc_custom_1665492468676{padding-left: 35px !important;}” link=”url:https%3A%2F%2Fglobaladvisers.com%2Fwhat-we-do%2Fproducts-and-services%2Finsurance%2Fdisability-insurance%2F|title:Disability%20Insurance”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][/vc_row_inner][vc_row_inner disable_element=”yes” css=”.vc_custom_1665491398192{margin-bottom: 0px !important;padding-bottom: 0px !important;}” el_class=”inner-row-pwm”][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″ css=”.vc_custom_1661491061024{background-color: #f4f4f4 !important;}”][vc_basic_grid post_type=”ids” gap=”35″ item=”140812″ grid_id=”vc_gid:1665496426558-c5884ab1-541e-9″ el_class=”post-bg” include=”3652, 134476, 122238, 138631, 138642, 138644, 138649, 138651″][/vc_column_inner][vc_column_inner width=”1/6″][/vc_column_inner][/vc_row_inner][/single_tab][single_tab title=”Long-Term Care” tab_id=”cdsd72f-66ca” ul_sub_class=”hp-fp-tab”][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”service-desc-row-1″ css=”.vc_custom_1661704449609{background-color: #f4f4f4 !important;}”][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][vc_column_inner el_class=”inner-row-wm-p” width=”2/3″ css=”.vc_custom_1663823933129{background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][bsf-info-box icon_size=”32″ title=”Long-Term Care” pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” desc_font_size=”desktop:22px;” title_font_size=”desktop:40px;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492685789{padding-bottom: 0px !important;}”][/bsf-info-box][bsf-info-box icon_size=”32″ pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” desc_font_size=”desktop:22px;” title_font_size=”desktop:40px;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492539542{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”]If you’re concerned about the rising costs of long-term care and the financial impact it will have on you and your family, you may want to consider long-term care insurance. Long-term care insurance typically covers the costs of care needed beyond 100 days, up to either a specified number of days or a specific benefit amount.[1][/bsf-info-box][vc_btn title=”Learn more” style=”outline” shape=”round” color=”black” align=”center” css=”.vc_custom_1665492476646{padding-left: 35px !important;}” link=”url:https%3A%2F%2Fglobaladvisers.com%2Fwhat-we-do%2Fproducts-and-services%2Finsurance%2Flong-term-care%2F|title:Long-Term%20Care”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][/vc_row_inner][vc_row_inner disable_element=”yes” css=”.vc_custom_1665491391907{margin-bottom: 0px !important;padding-bottom: 0px !important;}” el_class=”inner-row-pwm”][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″ css=”.vc_custom_1661491061024{background-color: #f4f4f4 !important;}”][vc_basic_grid post_type=”ids” gap=”35″ item=”140812″ grid_id=”vc_gid:1665496426560-79b08988-9cec-4″ el_class=”post-bg” include=”133097, 127829″][/vc_column_inner][vc_column_inner width=”1/6″][/vc_column_inner][/vc_row_inner][/single_tab][single_tab title=”Annuities” tab_id=”debit-cardd72f-66ca” ul_sub_class=”hp-fp-tab”][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”service-desc-row-1″ css=”.vc_custom_1661704449609{background-color: #f4f4f4 !important;}”][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][vc_column_inner el_class=”inner-row-wm-p” width=”2/3″ css=”.vc_custom_1663823933129{background-color: #ffffff !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][bsf-info-box icon_size=”32″ title=”Annuities” pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” desc_font_size=”desktop:22px;” title_font_size=”desktop:40px;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492696092{padding-bottom: 0px !important;}”][/bsf-info-box][bsf-info-box icon_size=”32″ pos=”square_box” el_class=”wmtc” title_font=”font_family:Lato|font_call:Lato|variant:300″ title_font_style=”font-weight:300;” desc_font=”font_family:Lato|font_call:Lato|variant:300″ desc_font_style=”font-weight:300;” desc_font_size=”desktop:22px;” title_font_size=”desktop:40px;” title_font_color=”#000000″ css_info_box=”.vc_custom_1665492566022{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”]Annuities are contracts between you and an insurance company that provides guaranteed income for life. They are meant to complement, not replace, other types of retirement plans. The benefits of an annuity include tax-deferred growth, guaranteed yield, downside protection, flexible withdraws, and protection for your beneficiaries. There are several types of annuities, including variable, fixed, indexed, and income, all having different characteristics and providing different benefits and features.[1][/bsf-info-box][vc_btn title=”Learn more” style=”outline” shape=”round” color=”black” align=”center” css=”.vc_custom_1665492485431{padding-left: 35px !important;}” link=”url:https%3A%2F%2Fglobaladvisers.com%2Fwhat-we-do%2Fproducts-and-services%2Finsurance%2Fannuities%2F|title:Annuities”][/vc_column_inner][vc_column_inner width=”1/6″ offset=”vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][/vc_row_inner][vc_row_inner disable_element=”yes” css=”.vc_custom_1665491405494{margin-bottom: 0px !important;padding-bottom: 0px !important;}” el_class=”inner-row-pwm”][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″ css=”.vc_custom_1661491061024{background-color: #f4f4f4 !important;}”][vc_basic_grid post_type=”ids” gap=”35″ item=”140812″ grid_id=”vc_gid:1665496426561-8fcdfa3e-ff51-4″ 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