Families often use accounts such as 529 savings plans, custodial accounts, or general investment accounts. Each option has its own features, including potential tax advantages, flexibility, and ownership rules. While attorneys or tax professionals can advise on the specific tax treatment, we help clients compare how different accounts may align with their investment goals, time horizons, and liquidity needs.
Paying for college is one of the largest financial goals many families face. We help clients look at how education savings fits into their broader investment plan, balancing it alongside retirement, home ownership, and other priorities. Our role is to show how different savings choices may affect your long-term financial picture, without providing legal or [...]
The right savings target depends on your familyโs unique situation, including the type of school you expect your child to attend, projected costs, and other resources you may have available. We can run projections that illustrate different savings paths and how they may impact your overall financial plan. Decisions about how much to save are [...]
Some accounts, like 529 savings plans, can be used for qualified education expenses beyond college or even transferred to another family member. If funds are not needed for education, they may be redirected or repurposed as part of your broader financial strategy. We help clients explore scenarios so they understand how unused funds may affect [...]