Insurance Solutions

Protection Solutions

Insurance Solutions

Protection is not just about insurance—it’s about building resilience into your financial life through thoughtful risk management and strategic safeguards. We offer protection strategies tailored to high-net-worth individuals and families, including insurance analysis, asset protection planning, and contingency preparation. Our goal is to help you preserve what you’ve built, protect those you care about, and ensure your financial plan holds up under uncertainty.

Insurance Solutions

When it comes to your wealth, clarity matters.

Protection Solutions

Protection is not just about insurance—it’s about building resilience into your financial life through thoughtful risk management and strategic safeguards. We offer protection strategies tailored to high-net-worth individuals and families, including insurance analysis, asset protection planning, and contingency preparation. Our goal is to help you preserve what you’ve built, protect those you care about, and ensure your financial plan holds up under uncertainty.

Insurance and Risk Management

We provide protection solutions that safeguard income, assets, businesses, and long-term financial plans against significant financial disruption.

Insurance and Risk Management

We provide protection solutions that safeguard income, assets, businesses, and long-term financial plans against significant financial disruption.

Protection Against Financial Disruption

Protection planning addresses insurance, liability exposure, income loss, long-term care, and other risks that could materially affect wealth, family security, or long-term financial goals.

Risk Planning for Individuals, Families & Businesses

Individuals, families, and business owners face different forms of financial risk. Our solutions are designed to preserve income, protect assets, support continuity, and strengthen the broader financial plan when unexpected events occur.

Protection Solutions

Life & Income Protection

Life and disability insurance protect household income, family obligations, and long-term financial goals when death, illness, or disability interrupts expected earnings.

Life insurance solutions include term life insurance, term conversions, universal life, indexed universal life, and whole life. Disability and income protection solutions include white-collar disability, high-limit disability, blue-collar disability, and critical illness insurance.

Long-Term Care & Longevity Planning

Long-term care strategies address the potential cost of extended care while protecting retirement assets, income, and family resources from significant future expenses.

Long-term care solutions include traditional long-term care insurance and linked-benefit insurance.

Annuities & Retirement Income

Annuities can provide guaranteed income, principal protection, or tax-deferred accumulation as part of a broader retirement and financial plan.

Available solutions include income annuities, indexed annuities, and multi-year guaranteed annuities (MYGAs).

Estate & Legacy Protection

Insurance provides liquidity for estate obligations, wealth transfer, family support, and other legacy objectives while complementing the broader estate and financial plan.

Business & Liability Protection

Business insurance strategies address key person risk, ownership transitions, business continuity, liability exposure, and other risks that could affect the financial stability of owners and their companies.

Business-related insurance solutions include multi-life disability and multi-life long-term care coverage.

PROTECTION SOLUTIONS

What Are You Protecting?

Protection planning begins with the financial risk. Income, family obligations, retirement assets, business interests, and estate liquidity can each require a different response.

FINANCIAL STRUCTURE Select what needs to be protected.
FINANCIAL SECURITY
FOUNDATION Existing Assets · Cash Reserves · Insurance · Planning
FINANCIAL SECURITY
INCOME Earning Power The income supporting current obligations and future goals
FOUNDATION Assets · Reserves · Insurance · Planning
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INCOME

What happens if earned income unexpectedly stops?

A prolonged interruption in income can affect household spending, savings, retirement contributions, debt obligations, and other financial priorities.

WHAT MAY BE AFFECTED
Household Cash Flow Retirement Savings Debt Payments Family Obligations
POTENTIAL RESOURCES
01 Disability Insurance
02 Cash Reserves
03 Employer Benefits
04 Critical Illness Coverage
PLANNING QUESTION

How long could the financial plan continue if earned income were interrupted?

PROTECTION STARTS WITH THE FINANCIAL RISK

Insurance is one resource within a broader protection strategy.

The objective is to identify which financial events could materially affect the plan and determine what resources are available to help protect income, assets, family obligations, retirement, and business interests.

Explore Our Solutions

Discover how we can help you navigate your unique circumstances.

Explore More

Learn more about what we do and the individuals, families, businesses, and organizations we serve.

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Global Advisers, LLC is a registered investment adviser and licensed insurance agency that offers individual life, disability, long-term care, annuity, and other insurance products through various insurance companies. For clients who wish to purchase insurance products, Global Advisers may enter into non-exclusive agreements with strategic partners that assist with the marketing, placement, underwriting, application, delivery, and servicing of insurance policies. Global Advisers and the strategic partner may be listed as agents or co-agents on the policy and may share commission revenue or other compensation received from the issuing insurance company. The receipt of insurance compensation creates a financial incentive for Global Advisers to recommend insurance products; however, clients are not required to purchase insurance through Global Advisers or any recommended insurance professional and may obtain insurance products from any licensed agent or agency of their choosing.

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