University plans may offer basic life and disability insurance, but often fall short of full coverage needs. We assess coverage gaps and recommend private solutions tailored to your income, dependents, and career stage.
Professors and administrators often support philanthropic causes or plan to leave a legacy through their institution. We design tax-smart giving strategies, including donor-advised funds (DAFs) and charitable trusts, aligned with your personal and academic mission.
Whether you're moving into phased retirement or stepping down from a tenured role, we model income drawdowns, pension timing, and healthcare options to ensure financial continuity and tax efficiency.
Income from sabbaticals, research grants, or international teaching assignments can trigger complex tax consequences. We provide proactive guidance on tax residency rules, estimated payments, and cross-border income reporting.
University professionals often have access to both 403(b) and 457(b) plans. We help you coordinate contributions to maximize tax deferral, avoid overfunding mistakes, and align investment choices with your retirement timeline.