Early estate planning ensures your business, family, and long-term goals are aligned. Whether planning to transfer ownership, retire gradually, or leave a legacy, we help you structure trusts, buy-sell agreements, and tax-efficient strategies that grow with your practice.
Dentists face risks such as disability, liability, and equipment failure. We tailor protection plansโincluding own-occupation disability insurance, business overhead insurance, and legal structuringโto protect income, assets, and the practice itself.
Many dentists earn significant income but carry high student or practice-related debt. We help balance aggressive debt payoff with investment growth, tax deferral strategies, and liquidity planning, so financial progress isnโt stalled by repayment obligations.
Dentists often benefit from tax-efficient retirement structures like SEP IRAs, Solo 401(k)s, or Cash Balance Plans, depending on practice size and cash flow. These plans can reduce current taxable income while accelerating retirement savings for both owners and staff.
The sale of a dental practice can be a major wealth event. Strategic planningโideally years in advanceโhelps optimize valuation, minimize taxes, and ensure a smooth transition. We coordinate with legal, tax, and valuation experts to structure the sale and convert proceeds into long-term wealth.