Living in Retirement

Retirement is not the finish lineโ€”itโ€™s an evolving phase that may last 20 to 30 years or more. Managing your assets during this time requires just as much discipline and strategy as building them did. At Global Advisers, we help retirees turn their savings into a reliable income stream, manage risk, and plan for the future with clarity and control.

Why It Matters

The decisions you make in retirement can be just as impactful as those made during your working years. Market volatility, healthcare costs, taxes, and longevity all present unique challenges. Whether your goal is to travel, give back, support family, or simply feel secure, the right plan keeps your money workingโ€”without taking on unnecessary risk.

How We Help

Our services go beyond portfolio management to address the full scope of life in retirement:

  • Coordinating and managing income sources (IRAs, pensions, annuities, Social Security)
  • Tax-efficient withdrawal strategies to minimize erosion of wealth
  • Required Minimum Distributions (RMDs) and legacy planning
  • Medicare, supplemental health coverage, and long-term care insurance
  • Planning for gifts, charitable giving, or support for children and grandchildren
  • Adjusting your financial plan as needs, goals, or expenses change
  • Managing liquidity for emergencies, travel, or lifestyle upgrades
  • Estate plan reviews to ensure your wishes are carried out smoothly

Common Triggers

Retirees come to us when:

  • Their financial needs evolve after the first few years of retirement
  • They experience major life changes (e.g., health events, relocations)
  • A spouse passes or becomes incapacitated
  • They want help managing spending, taxes, or charitable giving
  • They no longer want to manage investments on their own

How We Add Value

We act as both advisor and advocateโ€”helping you protect what youโ€™ve built while continuing to grow what matters most. Our clients benefit from:

  • Customized cash flow and risk management
  • Ongoing plan updates based on market or personal shifts
  • Clear communication with beneficiaries or family
  • Coordination with tax and legal professionals
  • Trusted guidance through transitions, uncertainties, or major decisions

Retirement That Works for You

Living in retirement should feel secure, purposeful, and free of unnecessary stress. Our job is to give you the confidence and clarity to enjoy life on your termsโ€”with your wealth aligned to support it.

Get Started

Ready to Begin?

Letโ€™s Talk
800.832.8514

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