Strategies: Target Date Retirement

  • Vector Allocation โ€“ 15% To 30% Equity

    A conservative allocation strategy that invests 15% to 30% in equities, with the remainder in short to mid-term U.S. fixed income, rebalanced quarterly for stability and growth.

  • Vector Allocation โ€“ 30% To 50% Equity

    A moderate allocation strategy with 30% to 50% in equities and the remainder in short to mid-term U.S. fixed income, rebalanced quarterly to support growth and income.

  • Vector Allocation โ€“ 50% To 70% Equity

    A growth-focused allocation strategy with 50% to 70% in equities and the remainder in short to mid-term U.S. fixed income, rebalanced quarterly to maintain target exposure.

  • Vector Allocation โ€“ 70% To 85% Equity

    An aggressive allocation strategy with 70% to 85% in equities and the remainder in short to mid-term U.S. fixed income, rebalanced quarterly to preserve target mix.

  • Vector Allocation โ€“ 85%+ Equity

    A high-equity allocation strategy with 85% or more in stocks and the remainder in short to mid-term U.S. fixed income, rebalanced quarterly to maintain target exposure.

  • Vector Target Date Retirement

    A conservative target date retirement strategy for retirees that balances stocks, bonds, and cash to provide steady current income throughout retirement, customized to client goals.