Tag: RMD

  • SECURE 2.0: How reforms affect retirement plans

    The new year saw new federal legislation (SECURE ACT 2.0) enacted to make it easier for retirement plan participants to save even more, and to make it easier for plan sponsors to offer plans.

  • Making the Most of Charitable Donations

    Incorporating philanthropy into your long-term financial planning is not just a noble endeavor; it also presents an opportunity for tax optimization. By crafting and annually revisiting a structured giving plan, you can achieve your philanthropic objectives more effectively while maximizing tax benefits. Here are five strategies I consistently recommend to my clients for more [...]

  • ROTH IRA Benefits

    Introduction to Roth IRAs A Roth IRA stands as a distinctive individual retirement account, fueled by post-tax income, presenting a pathway to tax-free growth and withdrawals in retirement. This form of IRA offers numerous advantages and considerations, including specific eligibility criteria. For those pondering the initiation of a Roth IRA, here are eight compelling [...]