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global advisers wealth management
global advisers wealth management
Life Events2025-08-16T06:45:22-04:00

Life Events

Lifeโ€™s journey is marked by memorable and transformative events that shape us. Financial planning is the compass guiding individuals and families through lifeโ€™s events, ensuring financial security and achieving meaningful goals.

Take charge of your financial future.

Begin today โ†’

What Are Life Events?

In financial planning, major life events like marriage, childbirth, career shifts, and retirement require expert advice. We offer tailored services for these milestones, including wealth management, investment strategies, estate planning, and personalized financial planning. By aligning financial strategies with life transitions, we help you confidently navigate each phase. Our expertise in asset allocation, risk management, and tax planning ensures financial security, helping you achieve your goals and maintain stability through all significant life events.

Our Life Events Planning Services

We assist clients in planning for life events through a variety of specialized services, ensuring financial stability and goal achievement through each stage of life. Hereโ€™s how:

  • Wealth Management and Investment Advice: We tailor investment strategies to align with life events like marriage, the birth of a child, or retirement, optimizing asset allocation to meet changing needs and goals.
  • Financial Planning: We offer comprehensive financial planning services that consider income, expenses, savings, and investments, preparing clients for anticipated and unexpected life events.
  • Education Funding: We assist in the planning and saving for education expenses through 529 plans, Coverdell Education Savings Accounts, and other education funding strategies.
  • Retirement Planning: We provide guidance and management on retirement savings accounts, pension plans, and income strategies to ensure a comfortable retirement lifestyle.
  • Estate Planning: We help you prepare for the transfer of your wealth and the management of your estate, including wills, trusts, and beneficiary designations, to ensure assets are distributed according to your wishes.
  • Insurance Planning: We advise on life, disability, and long-term care insurance to protect against financial hardship caused by unexpected life events.
  • Tax Planning: We offer strategies to minimize tax liabilities during major life events and transitions, ensuring clients retain more of your wealth.
  • Divorce and Separation Financial Planning: We provide specialized advice on asset division, budget adjustments, and financial restructuring to navigate the financial complexities of divorce or separation.

Who We Help

We offer a wide range of services tailored to assist you through various life events, ensuring financial security and goal alignment. These services include:

  • Financial Planning for Marriage: Budgeting, joint account management, and long-term financial goal setting.
  • Education Funding: Strategies for saving for college or educational expenses, including 529 plans and Coverdell ESAs.
  • Home Purchase Advice: Guidance on saving for a down payment, mortgage planning, and real estate investment strategies.
  • Career Transition Support: Financial planning for income changes, including promotions, job changes, or starting a business.
  • Retirement Planning: Comprehensive planning for retirement savings, income strategies, and wealth management.
  • Estate Planning: Assistance with wills, trusts, estate tax strategies, and beneficiary designations to manage and protect assets.
  • Divorce Financial Planning: Asset division strategies, post-divorce budgeting, and financial independence planning.
  • Insurance Planning: Recommendations for life, disability, health, and long-term care insurance to protect against unforeseen events.
  • Childbirth and Adoption Financial Planning: Budgeting for new expenses, saving for future education, and updating beneficiaries and estate plans.
  • Bereavement Financial Services: Estate settlement assistance, financial reevaluation, and transitional planning after the loss of a loved one.

Related

College Planning

Build an education funding strategy using 529 plans, custodial accounts, gifting, and multi-generational contributions.

Retirement Planning

Turn savings into income, time Social Security, and coordinate taxes, investments, and healthcare costs.

Estate Planning

Align assets, trusts, beneficiaries, and legacy goals so what youโ€™ve built is passed with intention.

Divorce Planning

Gain clarity during transition: asset division, liquidity needs, support obligations, and your post-divorce plan.

Business Planning

Balance business value with personal goals: succession, retirement plans, entity structure, and tax strategy.

FAQ About Life Events Planning

Why is flexibility important in planning for life events?2025-08-17T01:30:40-04:00

Because life is unpredictable, itโ€™s wise to build flexibility into your financial plan. That means maintaining an emergency fund, regularly reviewing your goals, and being prepared to pivot your savings prioritiesโ€”whether that’s boosting liquidity, reallocating assets, or adjusting projected timelines. We help clients structure plans that adapt without derailing long-term objectives.

Which life events commonly prompt financial adjustments?2025-08-17T01:30:31-04:00

Some life events frequently trigger financial planning needs, such as:

  • Experiencing a pay raise or career change
  • Getting married or divorced
  • Welcoming a child or growing your family
  • Buying a home
  • Entering retirement or facing health changes

While advisors or attorneys may handle legal or tax processes, we help explore how those events impact your current and future investment plan, whether itโ€™s adjusting your saving rate, reprioritizing goals, or revising risk profiles.

How can an investment adviser support me through life events?2025-08-17T01:29:59-04:00

We help you translate emotional and financial changes into actionable investment strategiesโ€”not by handling legal or tax particulars, but by focusing on your overall financial trajectory. Whether your income rises, expenses shift, or new goals emerge, we can model how those changes impact your retirement timeline, portfolio allocation, and savings flows.

What constitutes a significant life event in financial planning?2025-08-17T01:29:49-04:00

Major life events are those pivotal momentsโ€”like job promotions, marriage, divorce, starting a family, buying a home, or retirementโ€”that often necessitate reassessment of your financial strategy. Each event may affect income, savings capacity, risk tolerance, and your investment objectives. As investment advisers, we help clients recalibrate their investment plan in response to these transitions.

Considering a tailored, private family office experience?
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