College Planning
Business Planning
College Planning
For business owners, personal wealth and business finances are closely connected. Global Advisers helps coordinate the financial decisions surrounding your business with your investments, retirement, risk management, and long-term personal goals.
College Planning
Education can represent one of a family’s largest financial commitments. Global Advisers helps families prepare for future education costs while balancing college funding with retirement, investments, and other important financial priorities.
College Planning
Education can represent one of a family’s largest financial commitments. Global Advisers helps families prepare for future education costs while balancing college funding with retirement, investments, and other important financial priorities.
Planning for the Cost of Education
We help parents, grandparents, and families develop a practical education funding strategy that fits within their broader financial plan.
Education Cost & Funding Strategy
Estimate future education expenses and determine an appropriate funding goal based on the student’s age, anticipated costs, available resources, and the amount the family intends to contribute.
College Savings & Investment Strategy
Evaluate 529 plans and other education savings alternatives while establishing an investment strategy appropriate for the beneficiary’s time horizon. As college approaches, we can adjust the investment approach to reflect the shorter period before those funds will be needed.
Family Contributions & Gifting
Coordinate contributions from parents, grandparents, and other family members while considering ownership, beneficiary arrangements, gifting opportunities, and applicable tax considerations. When appropriate, we work with your tax and estate professionals on more complex strategies.
Funding & Withdrawal Planning
Develop a strategy for using college savings, current income, financial aid, scholarships, and other available resources when education expenses begin. We help coordinate withdrawals with the rest of the family’s finances so funding college does not unnecessarily disrupt other long-term goals.
The College Funding Equation
College costs can be funded from several sources. The planning challenge is determining how those resources should work together without losing sight of the family's other financial priorities.
Savings accumulated specifically for education.
529 plans and other education savings can provide an important foundation for future costs and may reduce the amount that must eventually come from income, investments, or borrowing.
How much has already been accumulated, how the assets are invested, and when the funds will likely be needed.
Education goals and retirement goals should be considered together.
College planning should evaluate how much the family can reasonably commit to education while preserving resources needed for its own long-term financial security.
Savings accumulated specifically for education.
529 plans and other education savings can provide an important foundation for future costs and may reduce the amount that must eventually come from income, investments, or borrowing.
How much has already been accumulated, how the assets are invested, and when the funds will likely be needed.
Fund Education Without Losing Sight of Everything Else
College is an important goal, but it is rarely a family’s only financial priority. We help determine how education funding fits alongside retirement, investing, cash flow, and the other goals competing for the same financial resources.
Explore Our Planning Solutions
Discover how we can help you navigate your unique circumstances.
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