Protection & Legacy

Insurance Solutions

Independent insurance solutions for business ownersโ€”life, disability, LTC, and more. No product bias. Strategy-driven coverage that protects what matters.

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OVERVIEW

Protect what matters most

Insurance is more than a productโ€”itโ€™s a tool for risk management, legacy building, and financial stability. At Global Advisers, our insurance solutions are designed for business owners, executives, and professionals who need strategic protection aligned with long-term financial goals.

Through our in-house insurance division, CoreShield Insurance, we provide independent analysis, needs-based modeling, and implementation support across life, health, disability, long-term care, and business coverage. We do not sell proprietary products or earn commissions from insurance companies unless disclosedโ€”and we never let compensation dictate our recommendations.

Built for Business Protection and Planning

Every financial strategy must account for risk. Whether you’re planning for succession, protecting your family, or shielding your business from liability, the right insurance structure plays a central role.

Our advisors deliver integrated insurance planning that complements your investment, tax, and estate strategies. We help you identify gaps, reduce costs, and simplify decisionsโ€”so youโ€™re not overpaying for the wrong coverage or missing protection where it matters most.

We specialize in structuring policies around liquidity needs, income replacement, business continuity, and tax-sensitive wealth transfer. The result is a protection plan that supportsโ€”not complicatesโ€”your broader financial picture.

Business Account Features

  • Life Insurance Planning โ€“ Evaluate and implement term, whole, or indexed universal life policies aligned with long-term goals.
  • Disability & Income Protection โ€“ Safeguard your income and business continuity in the event of illness or injury.
  • Buy-Sell Funding Solutions โ€“ Use insurance to fund buy-sell agreements or cross-purchase strategies between partners.
  • Key Person Insurance โ€“ Insure the people your business depends on and protect against the unexpected.
  • Long-Term Care Coverage โ€“ Design care plans that address aging, healthcare, and estate implications.

Is It Right for You?

Our Insurance Solutions are designed for leaders who want to integrate protection into their overall wealth strategy. This service is ideal if:

  • You want to align your insurance coverage with long-term goals.
  • Youโ€™re evaluating policies but want objective, fiduciary guidance.
  • You own a business and need to protect partners, employees, or operations.
  • You have aging parents, dependents, or beneficiaries with complex needs.
  • Youโ€™re looking to structure a legacy or charitable gift using insurance efficiently.

Key Benefits

Insurance doesnโ€™t have to be confusing or sales-driven. We bring clarity to coverage and help you implement only what you truly needโ€”without pressure, jargon, or hidden agendas.

  • Transparent Analysis โ€“ Objective review of current coverage with no pressure to buy.
  • Independent Options โ€“ Access to competitive products across multiple carriers.
  • Integrated Planning โ€“ Insurance aligned with tax, estate, and investment strategies.
  • Cost-Efficient Structures โ€“ Keep costs low and benefits high through smart design.
  • No Quotas, No Commissions โ€“ Our advice puts your interests ahead of product sales.

Fees & Expenses

Our planning-based approach to insurance means you only pay for what you need. We offer flat-fee insurance analysis with no obligation to implement; commission-offset planning, where fees may be waived if insurance is placed through us, and ongoing review and management as part of comprehensive planning engagements.

All compensation is fully disclosedโ€”whether fee-only, commission-based, or blendedโ€”and always structured to eliminate conflicts of interest.

Letโ€™s simplify your insurance.

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