Traditional employee benefit programs do not always provide the same level of protection for executives and other highly compensated employees. Coverage limits, compensation levels, and individual financial circumstances can create gaps that may warrant additional planning.

Global Advisers helps businesses evaluate executive benefit arrangements that complement the organization’s broader employee benefits program while addressing the needs of key members of the leadership team.

Executive benefits can help an organization provide a more competitive compensation and benefits package while addressing protection needs that may not be fully met through standard group plans.

Global Advisers works with employers to evaluate available insurance and benefit options, consider how they fit within the organization’s broader compensation strategy, and coordinate the appropriate resources when specialized planning is required.

Global Advisers can help your organization evaluate supplemental insurance and executive benefit options appropriate for key employees and members of your leadership team.

Insurance products and services are separate from investment advisory services. Insurance coverage, eligibility, premiums, benefits, underwriting requirements, tax treatment, limitations, exclusions, and availability vary by insurer, arrangement, individual, and state. Global Advisers and/or its licensed insurance professionals may receive commissions or other compensation from insurance carriers in connection with insurance products or placements. Clients are not required to purchase insurance products through Global Advisers as a condition of receiving investment advisory services. Executive benefit arrangements may involve legal, tax, accounting, ERISA, or other regulatory considerations. Global Advisers does not provide legal or tax advice, and employers should consult appropriate professional advisers regarding their specific circumstances.