Voluntary benefits allow employers to expand their benefits program by giving employees access to additional coverage based on their individual needs. These benefits are generally employee-elected and may be paid through payroll deduction, helping employers broaden their offering without necessarily assuming the full cost of additional coverage.

Global Advisers helps businesses evaluate voluntary benefit options and determine which offerings may complement their existing employee benefits program.

A well-structured voluntary benefits program can give employees greater flexibility while complementing the employer’s core benefits. Global Advisers helps businesses compare available products, carrier options, employee costs, and enrollment considerations as part of the broader benefits review.

Voluntary benefits can be considered alongside Group Health Insurance, Group Life Insurance, Disability Insurance, and Dental & Vision.

Global Advisers can help you evaluate supplemental benefits and determine which options may be appropriate for your workforce and overall benefits program.

Insurance products and services are separate from investment advisory services. Insurance coverage, eligibility, premiums, benefits, limitations, exclusions, and availability vary by insurer, policy, employer group, and state. Voluntary insurance products generally provide limited or supplemental benefits and are not substitutes for comprehensive health insurance unless specifically stated otherwise in the applicable policy. Global Advisers and/or its licensed insurance professionals may receive commissions or other compensation from insurance carriers in connection with insurance products or placements. Clients are not required to purchase insurance products through Global Advisers as a condition of receiving investment advisory services. Information regarding employee benefits is general in nature and is not intended as legal, tax, or accounting advice.